Independence Day

People are having mixed reactions to Independence Day this year.  Some are questioning who was really freed on July 4, 1776.  Some are questioning whose independence we are currently celebrating.  Are we celebrating the independence of a mass shooter in Highland Park, Il who was a coward and killed and injured people celebrating Independence Day?  […]

Read More…

Motivation

  Although I am a psychologist who is particularly interested in motivation, I have had uneven success with initiating and sustaining healthy changes in my own life. At present, I am struggling to adopt a predominantly plant-based diet, though I continue to be a moderately serious triathlete. When people set a goal, their choice is […]

Read More…

June 2021 Mask and Lobby Update

The Center for Disease Control has recently updated its guidance for vaccinated individuals. The CDC now says that vaccinated individuals can go maskless in most places, indoors and outdoors. Currently everyone ages 12 and up is eligible for covid vaccination. Throughout the pandemic, the health and welfare of staff, clients, and families has been our […]

Read More…

Co-insurance

Understanding health insurance can be confusing, so Royalton Psychological Associates, LLC. has put together this explanation of insurance co-insurance. What is co-insurance? The percentage of costs of a covered health care service you pay (ex. 20%) after you have paid your deductible. For example, your health insurance plan’s allowed amount for an office visit is […]

Read More…

Copayments (Co-pays)

Understanding health insurance can be confusing, so Royalton Psychological Associates, LLC. has put together this explanation of insurance copayments (co-pays). What is a co-pay? A fixed amount (example $20) you pay for a covered health care service after you have paid your deductible. For example, your health insurance plan’s allowable cost for a doctor’s office […]

Read More…

Deductibles

Understanding health insurance can be confusing, so Royalton Psychological Associates, LLC. has put together this explanation of insurance deductibles. What is a deductible? The deductible is the amount you pay for covered health care services before your insurance plan starts to pay. For example, with a $2,000 deductible you pay the first $2,000 of covered […]

Read More…