June 2021 Mask and Lobby Update

The Center for Disease Control has recently updated its guidance for vaccinated individuals. The CDC now says that vaccinated individuals can go maskless in most places, indoors and outdoors. Currently everyone ages 12 and up is eligible for covid vaccination. Throughout the pandemic, the health and welfare of staff, clients, and families has been our […]

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Co-insurance

Understanding health insurance can be confusing, so Royalton Psychological Associates, LLC. has put together this explanation of insurance co-insurance. What is co-insurance? The percentage of costs of a covered health care service you pay (ex. 20%) after you have paid your deductible. For example, your health insurance plan’s allowed amount for an office visit is […]

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Copayments (Co-pays)

Understanding health insurance can be confusing, so Royalton Psychological Associates, LLC. has put together this explanation of insurance copayments (co-pays). What is a co-pay? A fixed amount (example $20) you pay for a covered health care service after you have paid your deductible. For example, your health insurance plan’s allowable cost for a doctor’s office […]

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Deductibles

Understanding health insurance can be confusing, so Royalton Psychological Associates, LLC. has put together this explanation of insurance deductibles. What is a deductible? The deductible is the amount you pay for covered health care services before your insurance plan starts to pay. For example, with a $2,000 deductible you pay the first $2,000 of covered […]

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Gap Year

As many of you know, I am the lucky parent of a senior, Cassidy, and a sophomore, Ben. I also work with several high schoolers from across the area. I have been hearing more and more about seniors taking a “gap year” and delaying college admissions for a year. To some, this is their solution […]

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